49 更多内容请参考：Michael M. Pompian, Behavioral Finance and Wealth Manafment: How to Build Optimal Portfolios That Account for Investor Biases, Wiley (2006).
50 Meir Statman, ‘How Your Emotions Get in the Way of Smart Investing’, Wall Street Journal (14 June 2015).
51 Thomas J. Stanley and William D. Danko, The Millionaire Next Door: The Surprising Secrets of America’s Wealthy, Longstreet Press (1996).
52 Thomas Stanley, Stop Acting Rich…And Start Living Like a Real Millionaire, Wiley (2009).
53 当我演讲时，我通常会念出这些统计数字，然后说：「我常对人们说，当你遇到百万富翁，只要看到他邋遢的发型以及可怕的宿醉，你就会知道他是。」
54 Jonathan Clements, ‘Compare and Contrast: Bear Market of 1973-74 Changed How People Judged Investment Performance’, Wall Street Journal (28 May 1996).
55 Michael C. Jensen, ‘The Performance of Mutual Funds in the Period 1945-64’, Journal of Finance, vol. 23, issue 2 (1968).
56 Aye M. Soe and Ryan Poirier, SPIVA US Scorecard, S&P Dow Jones Indices, S&P Global, Report I (year-end 2017).
57 Aye M. Soe and Ryan Poirier, Does Past Performance Matter The Persistence Scorecard, S&P Dow Jones Indices, S&P Global, Exhibit 5 (December 2017).
58 Benjamin Graham, The Intelligent Investor, HarperCollins (1949).
59 若要了解目前的席勒本益比以及股息和盈余的历史数据，可以前往罗伯特．席勒（Robert J. Schiller）官网首页，点选「在线数据」（Online Data）卷标，然后打开「美国股市一八七一年至今以及周期调整本益比」（U.S. Stock Markets 1871-Present and CAPE Ratio）电子表格。
